All policies contain an underinsurance clause; also known as the ‘average clause’.  So, what does this mean?

We live in a world where terrorism is an ever-present threat. Within the United Kingdom, we have seen the threat level alternate between ‘moderate’ to ‘severe’ on a regular basis, with ‘severe’ becoming the norm.

Following a hot summer with little rainfall, and hosepipe bans a plenty we are seeing soil shrinkage which could lead to an increase in subsidence claims.

How would you define risk management? It is the practice of identifying and analysing loss exposures and taking steps to minimise the financial impact of the risks they impose.

The Insurance Act 2015 was introduced to modernise insurance law, so making it simpler and fairer in the event of a claim.

Who arranges your building insurance and how premium is collected is defined with the terms of your Lease.

The cost of insurance for those living in buildings with combustible cladding and insulation is only one of the many challenges owners are facing…

What is a broker and why should I use one? By definition, an insurance broker is: "a person or company registered as an adviser on matters of insurance and as…